Smart Health Finance

Budget your healthcare

Estimate routine costs and build an emergency buffer.

Goal: separate predictable monthly costs from “just in case” costs.

Your estimate

Not saved yet
Monthly Cost (est.)
$—

Premium + meds + expected copays

Copays / year (est.)
$—

Primary + specialist visits

Emergency buffer target
$—

Suggested “just in case” cushion

Tip: enter a buffer target to get a suggested monthly buffer contribution.

Monthly budget builder

Enter your best guesses, you can always edit later. This saves to your account.

This doesn’t affect your monthly cost estimate, it’s a separate “buffer goal”.